2024 No Spend Year

 2024 No Spend Year

(How I'm Planning)

Cheers to less consumption and more creativity!

I've made a big goal for myself to take on a No Spend Year. If y'all could see the way I fold for a good thrift find and just about anything my kids ask for, you'd understand. 

I hope at the end of 2024 I can say my spending is in alignment with my values. I've got land and cows dreams but have spending habits like my album just went platinum. Like many mamas, I want to show my kids nothing is out of their reach. I also want to pass down mindfulness, global consideration, and financial wisdom. 

I believe my spending is inevitably my voice. 

May 2024 be all we need it to be!

What is a No Spend Year?

A no spend year is simply not spending outside basic essentials.

My no spend year will be the same but with a bit of grace. I've made an allowed and not allowed guide incase things come up. We also have a few pre-planned special occasions for 2024.

Goals

Add a minimum of 9k to our savings.

Reduce impulse spending to alleviate funds for things that align with my values.

Unlock fresh creativity.

Gain a deeper mindfulness with my spending (global picture of who my spending affects)

Build sustainable money habits that are earth friendly.

NOT Allowed 

clothing

dining out

craft and party supplies

toys

books

subscriptions

home decor 

personal care items

Allowed

Groceries 

Gas 

Bills 

Gym/Rec Activities 

Travel Expenses 

Replacement clothing for kids on a NEED basis, secondhand, thrifted, small shop *

Melody's first birthday expenses 

Family Photos

Extra Thoughts/Tips

I've never done this before and even with weeks of planning I'm still nervous. I've become more mindful, but this is sure to shed light on all my weak points. While I want to have discipline, I will be kind to myself if I slip up. 

Do very little in store shopping to reduce triggers!

"YOU GOT FOOD AT HOME!" plan meals 

Be intentional, Make a spending hierarchy.

(I'd rather spend money on experiences than a closet full of toys.) 

Celebrate the milestones! 

(I think every thousand added to savings we will do something special.)

Plan fun no spend activities or even no drive activities!

I loveee a pretty dress and we have a few occasions where I have given myself a pass to rent from NUULY a max of two times for the year.

(NUULY and Poshmark are my go-to)

Get Creative, Take up a new hobby.

Gift Handmade or Secondhand! 

Whew, I am getting long winded. I'm looking forward to tracking and updating y'all along this journey. I also can't wait to hear from y'all who are striving for no spend goals as well. I believe if you do a year or even a week a month that we are making an impact. There is no "late to the party" when you're learning and bettering your life. 

May 2024 bring us closer to our dreams!

XO,